Loan Products
Revolving Lines of Credit
All Gemino credit facilities will include a line of credit. Lines of credit are collateralized by accounts receivable. Eligible receivables include Medicare, Medicaid, CHAMPUS, Commercial Insurance and other institutional accounts receivable.
Cash Flow Term Loans
Term Loans are secured by other assets and based on the historical cash flow of the company.
Mortgages
Real estate mortgages are based on the appraised value of the property with amortization of up to 25 years.
Equipment Loans
Equipment loans are based on the appraised liquidation value of the equipment with amortization of up to 5 years.